Jersey Travel Insurance (2023)

Planning a holiday can be a little stressful at times, where to stay? How should we get there? And your travel insurance is always a last minute rush or sometimes forgotten altogether.

Travel insurance helps when you get delayed or experience travel disruptions, your accommodation cancels the booking, or you are unfortunate to injure yourself whilst on your holiday.  To help you we’ve created a one stop guide with all you ever wanted to know about travel insurance.

It’s always exciting planning your next trip away, but sometimes the unexpected happens. Just like with every other destination, you’re more likely to get injured in an accident, lose your luggage or spending money.  Hence it’s imperative to purchase a good travel insurance policy, read on to find out what you need to know about Jersey travel insurance.

In this guide…

Travel insurance is strongly recommended for Jersey travel.  Many travellers think it’s not worth it, or they won’t need it, and yes being optimistic is good, but sometimes it pays to stay prepared for the worst situations. Without travel insurance, you’re always open to chance. You might be able to replace stolen or misplaced valuables such as smartphones, or passport. The one thing that may be beyond your financial capabilities is the bill for medical treatment. So it’s best to leave nothing to chance and get an adequate travel policy for your trip to Jersey today.

We’d highly recommend organising holiday insurance prior to heading off on holiday to Jersey island.  Let’s face it, you’ll have peace of mind that you’ve got things covered in case of any emergency.  This way you can make sure you enjoy your time away without taking the chance of travelling without any insurance.  If something unpredictable as a car accident or medical treatment should arise you don’t want to look back and think “If only I’d paid that £15 or whatever it would be to get the family covered!”

While exploring the beautiful island of Jersey, and in the unlikely event that something might happen that may require urgent medical attention its important you’ve organised your health insurance. Even if you have a health insurance policy for travelling to other destinations in 2019, please don’t make the mistake of assuming it works for Jersey.  This is because not every insurance plan covers for every situation. So if you’re planning a holiday to Jersey anytime this year, make sure you have a good health insurance plan that is valid for the destination your visiting.

Unfortunately UK travel insurance does not cover your trip to the Island of Jersey.  Visitors to the Island (including British national) have to pay cash for medical treatments and prescription medicines unless of course you’ve taken an adequate travel insurance policy.  But also remember that travel insurance doesn’t just cover injury, its to protect you against hotel cancellations or travel disruptions.

Some people think that they don’t need travel insurance because nothing ever happens to them, and by cutting out travel insurance is a good way to save a few pounds.  And we all want to save money on flights and hotels, but don’t fool yourself into thinking you can not get your travel insurance because you just might regret it!  Regardless of where you’re heading, it’s always a good idea to have travel insurance. Besides health, there are many other things to worry about including car accidents, flight cancellations, misplaced or stolen luggage.  So don’t delay, buy your travel insurance today!

Like any destination, you don’t need travel insurance to go anywhere – however if you haven’t purchased suitable cover prior to your trip then you could be leaving yourself at risk of being left with a big bill.  When travelling to Jersey, you’ll need to pick a policy that covers medical expense, as they are not part of the UK and there is no NHS in Jersey.

You can travel anywhere in the world including Jersey without travel insurance. But it’s a risky thing to do.  It’s not expensive to get yourself cover, and there are lots of places to compare policies to ensure you’ve got the best price and the most comprehensive cover for your trip.  Travel insurance with medical cover is essential when visiting Jersey, as they don’t have the same set up as the rest of the United Kingdom.

The island of Jersey is not a part of the U, so if you’ve visiting Jersey make sure you get an adequate travel insurance policy.  Plus remember travel insurance doesn’t just cover you for medical emergencies, its there to protect you should be involved in a car accident, your hotel cancels your stay, your airline cancels your flights – all of which can be quite expensive if you don’t have a adequate policy to protect you.

Some people think that they don’t need travel insurance because nothing ever happens to them, and by cutting out travel insurance is a good way to save a few pounds.  And we all want to save money on flights and hotels, but don’t fool yourself into thinking you can not get your travel insurance because you just might regret it!  Regardless of where you’re heading, it’s always a good idea to have travel insurance. Besides health, there are many other things to worry about including car accidents, flight cancellations, misplaced or stolen luggage.  So don’t delay, buy your travel insurance today!

The Department of Health have confirmed that those visiting Jersey and the other Channel Islands are not covered by the European Health Insurance Card, otherwise known as EHIC.  This card covers those that live anywhere in the EU members states to either cut priced or free health care when they are travelling to other EU countries.  Therefore it recommends when you travel to Jersey you take out insurance to remain covered.

EHIC entitles UK residents to medical treatment at a reduced cost. Since EHIC is not valid in Jersey, you won’t be able to avoid excess medical bills with the use of this card.  The European Health Insurance Card covers non-private medical assistance such as the cost of maternity care, renal dialysis or managing pre-existing medical conditions but the Department of Health have said this doesn’t apply to Jersey.

Fortunately, you can buy a comprehensive holiday and health insurance online from the comfort of your home. You will find a wide range of products that best suits your needs and budget.

If you enjoy taking lots of trips away each year, then annual-multi trip insurance might just save you some money.  Annual deals tend to work out cheaper if you go away more than 3 times and your over 26 years of age or for those under 26 if you go away more than twice you should see savings.  This type of insurance  covers you for a full year, and in that time you can take multiple holidays and you’ll be covered for each one.  For the best deals on annual travel insurance jersey, visit  Flexicover Travel Insurance or Moneysupermarket

Are you searching the internet for affordable travel insurance to Jersey? We’ve done the same and having checked out every comparison website over the last five years, whilst entering our details twenty times we’ve come to the conclusion that  Moneysupermarket is by far the best any always returns the cheapest price.

If you’re planning a one-off holiday or business trip to Jersey, then you’re better off with single trip travel insurance which will cover you for the duration of your stay. For the best single trip travel insurance to jersey, these leading insurance providers have got you covered – Flexicover Travel Insurance and Moneysupermarket are by far our favourites.

The UK has reciprocal health agreements with the island of Jersey, which gives visitors access to free or affordable medical treatment.  Keep in mind that the cost does not cover repatriation. However, you will receive an equal amount of treatment as if you were a local in Jersey.  To be eligible, you will have to provide essential documents that show proof of residence. Note that you will have to pay for other health care services such as dental treatment and prescribed medicines.

Despite Jersey being part of British Isles, because it is not part of the their health service is not part of the NHS.

For holidaymakers some medical care is covered by a Reciprocal Health Agreement (RHA) that Jersey has with the UK, some treatment you may require is not, and its important to highlight that any pre-existing conditions are not treatable without payment.

The Emergency Department in Jersey will treat visitors for emergency treatment only. If you have a non-urgent medical issue when your on holiday then its best to contact a local doctor which unfortunately is chargeable.

For treatments your receive at the Jersey hospital in an Emergency is free, but any treatment or care that you require after may not be covered.  Therefore if you don’t have travel insurance, you’ll need to  pay for treatment.  For example if you need repatriation, this can cost in the region of £5,000 which is why we recommend taking out a travel insurance to cover this.

Because Jersey is not in the UK, they are not part of the NHS and have their own healthcare system.  It does provide quality services to people wherever and whenever they need them. The well-financed healthcare system boasts qualified and experienced workforce and features state of the art facilities and amenities to deliver world-class medical treatment should you require them when your holidaying in the island.

Unless of course, you have travel insurance, you will have to pay for most healthcare cost. So it’s wise to get health travel insurance to cover the cost of medical treatments in Jersey. For UK visitors, while some health care is covered by RHA, you will have to foot the bills of some treatment.  Treatment at the Emergency Department of the hospital is usually free of charge. Some of the healthcare services you have to pay for include visits to any local GP dentist or pharmacist, and non-urgent medical issues at the hospital, among others.  For peace of mind, it is advisable to get a comprehensive travel insurance plan from a reputable insurance company.

The General Hospital in Jersey is located on the edge of the Capital of Jersey St Helier.  See below for the address.

Jersey is home to only one emergency department. It is located on the Parade in St Helier. The entrance is between the main entrance of the hospital and Gloucester Street. In case of an emergency, call 999 or 112. The emergency department is available for services 24 hours a day, 7 days a week. Depending on the severity of your health condition, you can show up for treatment anytime even without booking an appointment. Upon arrival at the emergency department, a nurse will assess your condition immediately.

Unless of course, you have travel insurance, you will have to pay for most healthcare cost. So it’s wise to get health travel insurance to cover the cost of medical treatments in Jersey. For UK visitors, while some health care is covered by RHA, you will have to foot the bills of some treatment.  Treatment at the Emergency Department of the hospital is usually free of charge. Some of the healthcare services you have to pay for include visits to any local GP dentist or pharmacist, and non-urgent medical issues at the hospital, among others.  For peace of mind, it is advisable to get a comprehensive travel insurance plan from a reputable insurance company.

There are plenty of pharmacies across the island, so don’t worry if you run out of medication whilst your on holiday.   However, not many of them are open on a Sunday or 24 hours a day.  We’d recommend giving them a call to check they can help with your medical condition.  Here is a list of pharmacy and their address.  For more pharmacies check out www.lloydspharmacy.com